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Post by JohnBark on Feb 16, 2004 11:38:44 GMT -5
Is anyone getting medical insurance to pay for part of their vitamin and supplements being used? I saw a post by catatonic asking if a salvia test would be covered. So, I thought to ask about vitamin and supplements.  ? |
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Post by DenverSarah on Feb 16, 2004 13:00:21 GMT -5
No insurance plan that I'm aware of pays for or reimburses for supplements at this point...but there was a recent approval by the IRS to allow people to make claims from their tax-free medical spending accounts on OTC drugs and supplments IF they can prove they are necessary for their condition. In other words if you have a doc who will vouch for the medical necessity of using them, you can at least get a minor savings that way. Does that make sense? If you have an employer who does spending accounts it would certainly be worthwhile looking into it.
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Post by jdmom on Feb 16, 2004 17:25:51 GMT -5
My work has an FSA plan, and the accountant that handles the FSA is letting us deduct our OTC drugs within limits. He said he is not going to reim us for every bottle of aspirin or cough medicine we buy, but that if we have a known, diagnosed condition that we use OTC drugs to treat, then we may use it. Jarrett has allergies and used to get Claritin by prescription. Now that it is over the counter, I buy the generic form, but the guy who handles the FSA lets me turn it in with the rest of my receipts for the month. So it seems to me that you should be able to turn in supplements for ADHD, especially if your doctor is aware of your treatment plan.
This is only the 2nd year that I have elected our FSA plan, though I've been employed here for 10 years. I never knew what I was missing! It is a lot easier to cough up the money for the doctor's bills when I know that I will get reimbursed at the end of the month, and I hardly notice the money coming out of my check.
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Post by catatonic on Feb 17, 2004 9:05:01 GMT -5
Our medical insurance won't reimburse for any supplements, although I do take them as a tax deduction in the medical expense category. I have a friend with a more flexible plan and, like jdmom, she is reimbursed for OTC medications within certain (generous) limits. You'd have to check with the insurance company to see what they cover.
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